Fury as HSBC system fault sparks credit card freeze
http://www.metro.co.uk/news/899658-customer-fury-as-hsbc-system-fault-sparks-credit-card-freeze
And they can be cut off deliberately, remotely, to leave you high and dry. Might happen during bank run moments. Not a problem I'm willing to deal with.
I'm sorry, but I thing there are way more inconveniences with credit cards, than conveniences. And I suppose if you really like flushing money down the toilet via interest payments. . .
But what about those who pay on time? Identify theft? Banking 'booboos', where they take forever to process the payment and you get screwed? I've read about shite like that.