http://www.nationalseniorscouncil.org/index.php?option=com_content&view=article&id=89%3Aobama-begins-push-for-new-national-retirement-system&catid=34%3Asocial-security&Itemid=62
I killed mine a long time ago, not that I had a choice, but hey! Ayuh, I had to pay a ton in fees, but I got most of it. I withdrew the last of it strategically, so I had very low taxes. And after all the interest and company matches, I actually came out a wee bit ahead of what I personally put into it. Not much, but. . .