Prepare to get pissed, and why do you buy on credit?
Credit like Potatoes - Social Credit Ireland
http://www.youtube.com/watch?v=R9VUWsTJMrE&feature=youtu.be
Only took one loan out in my life for a small amount I knew I could pay back fast when I was 18. It was a student loan for a technical trade school. I paid it off early, and it cost me $18.00 interest, since it took me a little longer than 6 months to find a job after I graduated. The school found it for me. Too bad they went out of business, since they had lifetime job placement.