https://usawatchdog.com/big-banks-will-take-depositors-money-in-next-crash-ellen-brown/
BANKS LEGALLY OWN THE MONEY YOU PUT INTO THEM NOW. GOOGLE IT! IF YOU LOSE EVERYTHING, I WILL NOT FEEL SORRY FOR YOU. THE INFORMATION IS OUT THERE.
You can switch to credit union, and keep your money for a little longer. Though if you have millions of dollars in the bank, good luck withdrawing it all at once. They probably won't let you, so ya gotta do it in stages.